Lois welcome freeze on credit
About three years ago, Michael Steiner received a telephone call from a bank, asking him to confirm that $ 20000 for a personal loan. He did not, but someone with his name, has sought money - along with loans amounting to $ 68000 from other institutions.
Steiner, a certified copy of Regent Financial Planner Atlantic Capital in Chatham, New Jersey, was the victim of identity theft. And after months of the management of bank security officers, collection agencies and law enforcement information to a clear record, it was a defender of practices to protect others from similar distress.
“ The Bottom-Line is that you are not totally isolated, identity theft,’’said Achim Steiner. “ But these are measures you can take to reduce the risk.”
Consumers have a growing arsenal of use in the war against identity theft. Under FAIR, accurate and Credit Act of 2003, he is entitled to copies of their credit reports each year by the three major intelligence agencies - Equifax, Experian and TransUnion - they can carry out on its accuracy.
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